Current Employment

Company:	Hall Arbitrations
Position(s) and Responsibilities:	Principal - Consultant providing dispute resolution services as an umpire, arbitrator and mediator to the insurance and reinsurance industry.
Address:	150 Russell Avenue PO Box 1110 Rockport, ME 04856
Phone:	202-746-1303
Cell:	202-746-1303
Fax:	239-236-0648
Email:	debra@hallarbitrations.com
Website:	www.hallarbitrations.com

Offering Services as Expert Witness in:

Captives, Commutations, Coverage / Contract Interpretation, Finite / Financial Reinsurance / Alternative Risk, Fronting Arrangements, Insolvencies, Regulatory / Compliance, Reinsurance Contract Wording

Previous Employment

Company:	Global Regulatory & Risk Consultants
Position(s) and Responsibilities:	Principal- This is also current employment. Work with colleagues on providing regulatory and capital/risk management consulting in the US and abroad; expert witness assignments; education/training; monitoring and advocacy of global regulatory developments.See also www.regulatoryandriskconsultants.com.

Company:	Swiss Re America
Position(s) and Responsibilities:	Senior Vice President & Senior Regulatory Counsel--Responsible for regulatory policy for the Americas and also certain international matters on behalf of Swiss Re group.Expertise in a wide range of reinsurance issues, including: collateral, setoff, finite re, and securitization.

Company:

Reinsurance Association of America (RAA)

Position(s) and Responsibilities:

Senior Vice President & General Counsel -- Responsible for reinsurance industry regulatory policy, legal publications mentioned below, litigation on behalf of the reinsurance industry. While General Counsel drafted and/or supervised over 50 amicus briefs on a variety of issues, including: utmost good faith, follow the fortunes/settlements, direct actions, setoff, allocation, indsutry custom & practice, fraud, salvage/subrogation, declaratory judgment expenses and receivership issues.

Company:

Illinois Office of the Special Deputy Receiver (OSD)

Position(s) and Responsibilities:

Chief General Counsel-- Responsible for legal issues relating to more than 30 insolvent insurers and reinsurers, including commutations, evaluation of major policyholder and cedant claims, interpretation of Illinois statutes, and drafting/enactment of Illinois statutory reforms. Analyzed potential causes of action against reinsurers, directors & officers, corporate parents and errors & ommissions. Supervised litigation involving all of the estates under receivership.

Company:	Illinois Attorney General
Position(s) and Responsibilities:	Assistant Attorney General and Special Assistant Attorney General-- Responsible for litigation of class action suits as both trial lawyer and litigation supervisor for 7.5 years. Successfully litigated, as first chair, 10 week trial on a major Illinois class action in US District Court.

Credentials

Attorney:	Yes
Education:	Juris Doctor, John Marshall Law School - 1980; B.A. Southern Illinois University - 1977; Mediation and Settlement Skills from Strauss Institute for Dispute Resolution at Pepperdine University School of Law. Member of the Illinois and District of Columbia bars. Admitted to practice law in U.S. District Court, Northern District of Illinois (including trial bar); Seventh Circuit Court of Appeals, and United States Supreme Court.
Degrees:	Juris Doctor, Bachelor of Arts (Political Science)
Designations:	ARIAS US Certified Arbitrator. Organizer and Founding Member of Reinsurance Industry Arbitration Task Force (1999 through 2004). Co-Chair of Mealey's (now HB Litigation Coferences) Reinsurance and Insolvency Roundtable (2009 through 2011). Chair of the NAIC Reinsurance Task Force Interested Persons (2005 through 2008). Chair of the American Council of Life Insurer's IAIS Task Force (2008). Member of three person delegation representing the U.S. Department of Commerce to open Brazil's reinsurance market. Member of nine person committee of the Interstate Insurance Receivership Compact Commission to draft the Uniform Receivership Law. Member of two ABA Task Forces focused on regulatory modernization (1992-1995 and 2004 to present). Industry member appointed to the IAIS Reinsurance Transparency Group to create a global reinsurance statistics report for the Financial Stability Forum (G7 financial ministers)(2003 to 2008). Frequent author and speaker on a variety of industry topics in the U.S. and abroad. Frequent instructor on reinsurance issues to the (re)insurance industry, U.S. and foreign regulators, The Federal Reserve Board, U.S. Securities and Exchange Commission, U.S. Department of Treasury and Brazil's Ministry of Finance. Guest instructor at the University of Dallas and John Marshall Law School. Moot court competition judge.
Other Information:	Principal author of the RAA Manual for the Resolution of Reinsurance Disputes while General Counsel of the RAA. Principal writer of the industry’s Procedures for the Resolution of U.S. Insurance and Reinsurance Disputes, 1999 and 2004 versions. Participated in the 2009 update. Books produced and annually updated by the RAA Law Department under Debra Hall’s supervision as General Counsel include: Compendium of Reinsurance Laws and Regulations; Digest of Reinsurance Case Law; Reinsurance Contract Clauses – Case Law Annotations. Retained as an expert witness four times.

Work Experience

Reinsurance Company: 4 years

Legal Department: 4 years. Senior Vice President and Senior Regulatory Counsel

Insurance-related Firms: 20 years

Consultant: 15 years. Senior Vice President & General Counsel, Law Department

Consultant: 5 years. Chief General Counsel, Law Department

Breakdown of Experience

Regulatory/Licensing   20% Insolvencies   15% Life   5% Financial Guarantee   5% Finite   5% Captives/Risk Retention Groups   5% Catastrophes (Property)   5% Contract Wording   5%

Worker's Compensation   5% Asbestos   3% MGA/MGU   3% Personal Lines   2% Professional Liability/Errors & Omissions   2% Automotive Liability/Property   2% Bad Faith/ECO   2% Directors & Officers   2%

Environmental/Pollution   2% Excess/Surplus Lines   2% Fidelity & Surety   2% Commercial Liability   2% Commercial Property   2% Commutations   2% Third Party Administrator   2%

By Market

U.S. Market: 35%

U.K. Market: 10%

Bermuda/Off-shore Market: 20%

European Market: 20%

Global Market: 15%

Insurance vs. Reinsurance: 25/75%
Treaty vs. Facultative Reinsurance: 75/25%
Former Insurance or Reinsurance Company Officer

ARIAS Experience

Workshops, as Trainee: 1; March 2009

Ethics Training, as Trainee: 1; May 2010

Arbitration Experience

Number of Arbitrations

As an Arbitrator: 6
As an Umpire: 1

Arbitrator Experience

Number of Arbitrations

4	Appointed as an arbitrator.
1	Acted as an arbitrator through the organizational meeting or the arbitration has only reached this stage.
1	Acted as an arbitrator through an evidentiary hearing of at least one full day and less than three full days regarding the substantive merits of the parties' dispute.

Umpire Experience

Number of Arbitrations

1	Acted as an umpire through to final award after completion of an evidentiary hearing of at least one full day and less than three full days regarding the substantive merits of the parties' dispute.

Biography

Debra Hall is an attorney and an ARIAS-U.S. Certified Arbitrator. Additionally, she has completed formal mediation training at the Strauss Dispute Resolution Institute at Pepperdine Law School and is a former government litigator. Most of Debra's 30-year legal career has been devoted to reinsurance and insurance matters involving a broad array of issues, including collateral, setoff, claims estimation/acceleration, finite re, workers' compensation (including carve-out), sub-prime mortgage insurance, property catastrophe reinsurance, asbestos, commutations, reinsurance contract wordings and interpretations, regulatory and receivership matters.

In late 2008, after extensive experience with the drafting of (re)insurance arbitration industry procedures and manuals, Debra established her own firm to provide arbitrator,umpire, mediation and expert witness services to the reinsurance and insurance industry.

Prior to establishing her firm, Debra was Senior Vice President for one of the world's leading reinsurers, Swiss Re; Senior Vice President and General Counsel for the Reinsurance Association of America (RAA) for more than 14 years; and General Counsel of the Illinois Receiver's Office. Prior to that, Debra was a government litigator, as a Special Assistant Attorney General, for more than 7 years.In that role she supervised litigation as well as acting as trial counsel for a myriad of matters, including many temporary restraining orders, several class actions and many hearings on preliminary and dispositive motions. In her role at the RAA, Debra was trial counsel on the Integrity claim estimation/acceleration dispute, has drafted more than 50 amici briefs filed in state and federal courts, authored many state statutes and regulations and spoken at hundreds of industry events.

Debra has been appointed as an arbitrator in 7 arbitrations (one appointment as umpire), served as a neutral arbitrator in a major mock arbitration, been retained as an expert in 4 matters