Personal Information

Phone:	973-716-0019
Cell:	973-723-8043
Fax:	973-486-0872

Current Employment

Company:	Ameya Consulting, LLC
Position(s) and Responsibilities:	President - Provide technical, analytical and business development advisory and consulting services to insurance and reinsurance companies in the areas of underwriting, claims and marketing; and dispute resolution services as mediator, arbitrator, and expert witness.
Address:	25 Cedar Parkway North Livingston, NJ 07039
Phone:	973-716-9496
Fax:	973-716-0019
Email:	bdagar@ameyaconsulting.com
Website:	www.ameyaconsulting.com

Offering Services as Expert Witness in:

Casualty Underwriting, Excess of Loss Reinsurance Agreements, Facultative Certificates, Property Underwriting, Pro Rata / Quota Share Reinsurance Agreements, Audit / Records Inspection, Coverage / Contract Interpretation, Reinsurance Contract Wording

Previous Employment

Company:	Everest Reinsurance Company
Position(s) and Responsibilities:	Vice President - Responsible for management, underwriting, marketing and contract wordings/ interpretation of domestic, home/foreign and international treaties; new market development including strategic planning, budgeting and reporting.

Company:	SCOR Reinsurance Company
Position(s) and Responsibilities:	Assistant Vice President - Responsible for management of domestic and home/foreign treaties, SCOR's Political Risk Underwriting Agency plus a portfolio of Political Risk/Export Credit reinsurance business; and assumed retrocessions of treaty and facultative business.

Company:	CIGNA Corporation
Position(s) and Responsibilities:	Various positions in CIGNA International's ceded reinsurance department managing cessions of internal treaties, reinsurance recoveries and disputes over Casualty, Political Risk and Export Credit runoff business; and CIGNA Systems' department as management consultant responsible for operational, management, and production evaluations of worldwide subsidiary operations.

Credentials

Attorney:	No
Education:	B.A. (Liberal Arts and South Asian Studies) magna cum laude - University of Pennsylvania; Professional Reinsurance Certification from the College of Insurance/St. John's University; Certification, Member of Chartered Institute of Arbitrators, London, UK; Completed 40 hours of Mediation Training-Institute for Mediation and Conflict Resolution.
Designations:	Member, Chartered Institute of Arbitrators (MCIArb)
Other Information:	Authored articles on reinsurance underwriting; Participated on panel discussions on reinsurance underwriting and arbitrations; Serves on Board of Advisors of the Association of Professional Insurance Women (APIW); Serves on Publications Committee of the Association of Insurance and Reinsurance Runoff Companies (AIRROC); Participates on the Ethics Committee and International Committee of ARIAS-U.S.; and ARIAS U.K. Panel Member.

Work Experience

Insurance Company: 4 years

Underwriting Department: 1 year. Manager, CIGNA International

Ceded Reinsurance Department: 1 year. Manager, CIGNA International

Underwriting/Claims Auditing: 2 years. Manager, CIGNA International Systems

Reinsurance Company: 19 years

Underwriting Department: 19 years. Vice President and Unit Head

Independent/Other Relevant Experience: 7 years

Other: 2 years. Independent Consultant

Independent/Unaffiliated Arbitrator, Umpire and/or Mediator: 5 years. Certified Arbitrator, Mediator, Independent Consultant and Expert Witness

Breakdown of Experience

Commercial Property   20% Catastrophes (Property)   15% Commercial Liability   10% Catastrophes (Casualty)   10% Contract Wording   7% Product Liability   7% Political Risk   5% Commutations   3%

Construction Defects   2% Asbestos   2% Personal Lines   2% MGA/MGU   2% Directors & Officers   2% Employment Practices Liability   2% Worker's Compensation   2% Professional Liability/Errors & Omissions   1%

Third Party Administrator   1% Environmental/Pollution   1% Excess/Surplus Lines   1% Finite   1% Ocean Marine   1% Bad Faith/ECO   1% Captives/Risk Retention Groups   1% Alternative/Self-Insurance/Risk Management   1%

By Market

U.S. Market: 48%

U.K. Market: 15%

Bermuda/Off-shore Market: 2%

European Market: 25%

Global Market: 10%

Insurance vs. Reinsurance: 15/85%
Treaty vs. Facultative Reinsurance: 80/20%
Former Insurance or Reinsurance Company Officer

ARIAS Experience

Workshops, as Trainee: 1; February 2004

ARIAS Conference Faculty: 2; 2005, 2008

Arbitration Experience

Number of Arbitrations

As an Arbitrator: 7
As an Umpire: 1

Arbitrator Experience

Number of Arbitrations

5	Appointed as an arbitrator.
1	Acted as an arbitrator through the organizational meeting or the arbitration has only reached this stage.
1	Acted as an arbitrator through the organizational meeting or the arbitration has only reached this stage and the resolution of significant pre-hearing motions.

Umpire Experience

Number of Arbitrations

1	Appointed as an umpire.

Biography

Bina Dagar is an independent arbitrator and mediator and is serving on several panels including ARIAS U.S., ARIAS U.K., the International Center for Conflict Prevention and Resolution (CPR) and the New Jersey Association of Professional Mediators (NJAPM). Ms. Dagar has an extensive background in providing creative solutions to insurance/ reinsurance clients to achieve competencies, minimize/mitigate losses, and enhance profit. During her more than 25 years of experience in the insurance/reinsurance industry, Ms. Dagar has developed a broad range of business capabilities. She has overseen the successful resolution of company management/operational issues, especially relating to claims matters; audited MGA's for adherence to claims and underwriting, operational and functional guidelines as well as for compliance with agreed terms and conditions; and successfully resolved outstanding balances on runoff matters. Ms. Dagar has held positions with Munich Re, CIGNA, SCOR Re and Everest Re. As a senior underwriter, she has handled a varied book of business ranging from multi-line to straight property and casualty lines, all with responsibility to enhance the division's overall returns. During that time, she maintained responsibility for underwriting/pricing and auditing complex books of business ranging from main-street casualty to professional liability, products recall and political risk. Additionally, Ms. Dagar has designed and priced reinsurance structures for worldwide operations.

Ms. Dagar currently sits on the board of the Association of Professional Insurance Women (APIW); she serves on the Publication Committee of the Association of Insurance & Reinsurance Runoff Companies (AIRROC), on the Ethics and International Committees of ARIAS-U.S. Ms. Dagar has authored articles and speaks at industry conferences on the subjects of reinsurance and arbitration.

Ms. Dagar holds a B.A.(magna cum laude) from the University of Pennsylvania.