Accident & Health: As a regulator I supervised the Health. Bureau of the NY DFS.
Automobile Liability/Property: Was in house counsel at CSAA. Also represented numerous auto insurers on regulatory and rate matters as outside counsel.
Catastrophes (Casualty): As a regulator developed policies regarding catastrophe insurance
Commutations: Negotiated and drafted numerous commutation agreements on behalf of reinsurers and receivers of insurers.
Contract Wording: As a partner at LeBoeuf and Dentons I drafted numerous reinsurance agreements, including finite risk reinsurance agreements, captive reinsurance agreements and insurance policies.
Energy: While at LeBouef I was also an energy lawyer. Represented several NE utilities on rate issues and Enron on its acquisition of Portland General Electric.
Excess/Surplus Lines: Represented brokers and surplus lines insurers on regulator compliance issues
Financial Guarantee: Advised clients whether contracts were Finincial Guarantee Insurance or other forms of insurance under NY and California law.
Finite: Represented several Bermuda Based insurers on drafting finite risk reinsurance agreements
Insolvencies: I have represented receivers, reinsurers and troubled companies on several large insurer insolvencies. I represented NOLHGA on many insolvencies. As a regulator I served as the Chair of the NAIC Receivership Task Force and on the Advisory Counsel of the California Liquidation Office
Life: As a regulator at the DFS I supervised the Life Bureau and participated personally on key issues involving the Life Insurance industry. As outside counsel I represented Life reinsurers on contract, insolvency and regulatory issues, the National Organization of Life and Health Guarantee Associations (NOLHGA) on life insolvency matters.
Lloyd's: At LeBoeuf I served on the team representing Lloyds for many years.
MGA/MGU: Represented several MGA/MGU industry leaders and start-ups on regulatory, business and reinsurance issues. I have also represented insurers on disputes with MGA/MGUs over captive arrangements and production disputes.
Personal Lines: As a partner at several law firms I advised clients on personal lines rate matters and market conduct issues. As an in house senior counsel in the law department of CSAA Insurance I advised the General Counsel and CEO on similar issues and M&A opportunities.
Product/Consumer Warranties: As outside counsel I represented several warranty providers on regulatory matters.
Regulatory/Licensing: Had a 40 year career as outside counsel to numerous insurers and start-ups on regulatory and licensing matters. As a regulator was responsible for approval of licensing of insurers and regulatory compliance issues.
Workers' Compensation: Represented the California State Fund on regulatory and rate matters. Represented the California WCIRB as outside counsel. Represented several WC insurers on regulatory compliance issues.
