Profile
Charles S. Ernst
Personal Information
  • Address:
    21 Elizabeth Street
    Jersey City, NEW JERSEY 07306
  • Phone:
    646-467-3714
Current Employment
  • Company:
    XL America
  • Position(s) and Responsibilities:

    Vice President and Associate General Counsel

    Provide assistance and legal advice on all matters (including without limitation regarding contract wording, regulatory, security, collateral, audit, dispute resolution, reinsurance claims, commutations and novations and intermediary issues)to XL America’s ceded reinsurance operations and to its reinsurance security department as well to its weather and power outage risk management operations. I also provide legal assistance to the various business units with respect to managing general underwriters and agency related issues.

  • Address:
    One World Financial Center
    200 Liberty Street
    New York, NEW YORK 10281
  • Phone:
    212 915-6347
  • Cell:
    646 467-3714
  • Fax:
    None
  • Email:
Previous Employment
  • Company:
    XL America
  • Position(s) and Responsibilities:

    Vice President & Associate General Counsel

  • Company:
    Sorema North American Insurance Company
  • Position(s) and Responsibilities:

    Senior Vice President and General Counsel

    Provided assistance and legal advice on all matters, including such topics as commutations, treaty and facultative wordings, claims, loss portfolio transfers, securitized transactions, corporate and commercial transactions, managing general underwriters, insurance programs, arbitrations and other dispute resolution proceedings and regulatory concerns for the reinsurance operations and the direct insurance operations of the SOREMA organization.

  • Company:
    Crum & Forster
  • Position(s) and Responsibilities:

    Various officer titles within the organization

    Provided assistance and legal counsel to the business unit responsible for the work out of discontinued operations, including reinsurance recoverables and collections, commutations, reinsurance audits, contract wording issues, coverage disputes and claims litigation. Also provided legal advice and assistance with respect to corporate and commercial transactions, acquisitions and divestitures.

Credentials
  • Attorney:
    Yes
  • Education:
    Attorney at Law License - Delaware
  • Degrees:
    B.A. University of Maryland

    J.D. Georgetown Law Center
Work Experience
  • Insurance Company: 22 years.
    Legal Department: 22 years. Various titles and positions within the organizations, including General Counsel
  • Reinsurance Company: 7 years.
    Legal Department: 7 years. Various titles and positions within the organization, including General Counsel
  • Law Firm (Insurance/Reinsurance Practice): 2 years.
    Associate: 2 years. Associate
Breakdown of Experience
  • Contract Wording
    10%
  • Asbestos
    10%
  • Regulatory/Licensing
    10%
  • Excess/Surplus Lines
    10%
  • Environmental/Pollution
    10%
  • MGA/MGU
    5%
  • Insolvencies
    5%
  • Third Party Administrator
    5%
  • Finite
    5%
  • Captives/Risk Retention Groups
    5%
  • Catastrophes (Property)
    5%
  • Commercial Liability
    5%
  • Commercial Property
    5%
  • Commutations
    5%
  • International
    5%
Mediation Experience
  • Number of Mediations
    As Mediator: None
    As Counsel: One
ARIAS Experience

Ethics Training, as Trainee: 1; January 2010; December 2011

ARIAS Conference Faculty: 1; Fall 2002

Arbitration Experience

Number of Arbitrations

As an Arbitrator: 17

As an Umpire: 7

Arbitrator Experience
Number of Arbitrations
3
Appointed as an arbitrator.
11
Acted as an arbitrator through the organizational meeting or the arbitration has only reached this stage and the resolution of significant pre-hearing motions.
3
Acted as an arbitrator through to final award after completion of an evidentiary hearing of at least one full day and less than three full days regarding the substantive merits of the parties' dispute.
Umpire Experience
Number of Arbitrations
1
Appointed as an umpire.
2
Acted as an umpire through the organizational meeting or the arbitration has only reached this stage.
1
Acted as an umpire through the organizational meeting or the arbitration has only reached this stage and the resolution of significant pre-hearing motions.
3
Acted as an umpire through to final award after completion of an evidentiary hearing of at least one full day and less than three full days regarding the substantive merits of the parties' dispute.
Biography