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Profile
G. Kathleen Karnell
Current Employment
  • Company:
    SCOR Re
Offering Services as Expert Witness in:
Automobile Claims, Errors and Omissions Claims, Homeowners Claims, Insurance Claims, Liability Claims, Medical Malpractice Claims, Pollution Claims, Professional Liability Claims, Reinsurance Claims, Toxic Tort Claims, Workers Compensation Claims, Audit / Records Inspection, Coverage / Contract Interpretation, Reinsurance Contract Wording
Previous Employment
  • Company:
    TransRe
  • Position(s) and Responsibilities:

    Vice President. Responsible for managing claims arising under treaty and facultative certificates underwritten by the company’s underwriting units. Ms. Karnell has over 33 years of experience in insurance and reinsurance claims, handling multi-line claims.

  • Company:
    Tokio Millennium Re, Bermuda August 2010-December 2012
  • Position(s) and Responsibilities:

    Vice President of Claims at Tokio Millennium Re (TMR) in Bermuda. Responsible for the management of all multi-line claims arising out of the company’s US reinsurance portfolio. Lines of business included Property, Commercial Auto, General Liability, Commercial Umbrella and Excess, Workers’ Compensation, Miscellaneous Professional Liability, and Medical Malpractice. Managed all coverage disputes and arbitrations filed against the company.

  • Company:
    General Reinsurance Corporation 1991-2010
  • Position(s) and Responsibilities:

    Vice President, Claims Attorney from 2005 – 2010. As Claims Attorney, managed coverage disputes and arbitrations, as well as Declaratory Judgment Actions filed against the company, particularly on claims involving environmental and asbestos losses.

    Claim Executive from 1991- 2005. Managed a multi-line claim portfolio which included operational, prospective and active claim reviews.

  • Company:
    Travelers Insurance Company - 1986-1991 Home Office Examiner/Supervisor
  • Position(s) and Responsibilities:

    Handled all casualty lines of business as a claim representative, supervisor and Home Office Examiner where she supervised, trained and provided claim authority to five field offices.

Credentials
  • Attorney:
    Yes
  • Education:
    Mill College
    Golden Gate University, School of Law
  • Degrees:
    Bachelor of Arts, 1981
    Juris Doctor, 1984
  • Designations:
    Admitted to practice law in state courts of California and New York.
    Chartered Property and Casualty Underwriter (CPCU)
    Associate in Reinsurance (ARe)
  • Other Information:
    Active officer of Transatlantic Reinsurance Corporation
Work Experience
  • Insurance Company: 5 years.
    Claim Department: 5 years. Home Office Examiner; Claim Supervisor; Serious Injury Claim Representative
  • Reinsurance Company: 25 years.
    Claim Department: 25 years. Vice President Claims; Claims Attorney
Breakdown of Experience
  • Workers' Compensation
    10%
  • Commercial Liability
    10%
  • Excess/Surplus Lines
    10%
  • Environmental/Pollution
    10%
  • Contract Wording
    10%
  • Personal Lines
    10%
  • Automobile Liability/Property
    10%
  • Product Liability
    5%
  • Construction Defects
    5%
  • Bad Faith/ECO
    5%
  • Professional Liability/Errors &, Omissions
    3%
  • Asbestos
    3%
  • Employment Practices Liability
    3%
  • Directors &, Officers
    2%
  • Toxic Tort
    2%
  • Political Risk
    2%
By Market
  • U.S. Market:
    95%
  • U.K. Market:
    5%

Insurance vs. Reinsurance: 30/70%
Treaty vs. Facultative Reinsurance: 60/40%
Current Insurance or Reinsurance Company Officer

Arbitration Experience

Number of Arbitrations

As an Arbitrator: 11

As an Umpire: 3

As Employee Manager: 1

As Corporate Representative: 5

Arbitrator Experience
Number of Arbitrations
5
Appointed as an arbitrator.
1
Acted as an arbitrator through the organizational meeting or the arbitration has only reached this stage.
2
Acted as an arbitrator through an evidentiary hearing of at least one full day and less than three full days regarding the substantive merits of the parties' dispute.
1
Acted as an arbitrator through to final award after completion of an evidentiary hearing of at least one full day and less than three full days regarding the substantive merits of the parties' dispute.
2
Acted as an arbitrator through to final award after completion of an evidentiary hearing of at least three full days regarding the substantive merits of the parties' dispute.
Umpire Experience
Number of Arbitrations
2
Acted as an umpire through the organizational meeting or the arbitration has only reached this stage.
1
Acted as an umpire through the organizational meeting or the arbitration has only reached this stage and the resolution of significant pre-hearing motions.
Employee Manager Experience
Number of Arbitrations
1
Not available or unwilling to provide. ARIAS recognizes that in an effort to protect the respective company(ies) that you work(ed) for, you may not be able to divulge the status of the arbitrations that you participated in. Indicate such arbitrations here.
Company Representative Experience
Number of Arbitrations
5
Not available or unwilling to provide. ARIAS recognizes that in an effort to protect the respective company(ies) that you work(ed) for, you may not be able to divulge the status of the arbitrations that you participated in. Indicate such arbitrations here.
Biography

Kathleen Karnell is an attorney, claim professional and certified ARIAS arbitrator with over 33 years in the insurance and reinsurance industry. She currently is a Vice President at Transatlantic Reinsurance Company (TransRe) in Stamford, Connecticut where she manages claims arising from the company's casualty business. Prior to joining TransRe, Ms. Karnell was Vice President of Claims at Tokio Millennium Re (TMR) in Bermuda, where she was responsible for the management of all multi-line claims arising out of the company’s US reinsurance portfolio. Lines of business included Property, Commercial Auto, General Liability, Commercial Umbrella and Excess, Workers’ Compensation, Miscellaneous Professional Liability, and Medical Malpractice. Ms. Karnell also managed all coverage disputes and arbitrations filed against the company.
Prior to TMR, Ms. Karnell was employed at General Re for twenty years, her last position as Vice President, Claim Attorney. As Claims Attorney, she managed coverage disputes and arbitrations, as well as Declaratory Judgment Actions filed against the company, particularly on claims involving environmental and asbestos losses. She began her career at General Re as a Claim Executive managing a multi-line claim portfolio which included operational, prospective and active claim reviews. As part of Best Practices, she provided training to external and internal clients, and authored white papers on various topics, including New York Labor Law.
Ms. Karnell began her insurance career with Travelers Insurance as an outside claim adjuster in New York in 1986, handling all casualty lines of business. She was promoted to the position of Home Office Examiner where she supervised, trained and provided claim authority to five field offices.
Ms. Karnell is admitted to practice law in New York and California, and has obtained her CPCU and ARe designations. She received her JD from Golden Gate University, School of Law in 1984, and her undergraduate degree from Mills College in 1981.