Profile
Benoit Miclette
Current Employment
  • Company:
    Miclette Actuarial Consulting Inc.
  • Position(s) and Responsibilities:

    • Expert Witness / Reinsurance Arbitrator
    • Interim Executive / Consultant
    • Insurance Product Development
    • In-Force Insurance Portfolio Management

  • Address:
    1830 Bloor St. W.
    Suite 1009
    Toronto, ON, ARMED FORCES AFRICA \ CANADA \ EUROPE \ MIDDLE EAST M6P 0A2 Canada
  • Phone:
    14163589476
  • Cell:
    14163589476
  • Email:
  • Website:
    https://www.linkedin.com/in/ben-miclette-fcia-fsa-27614713/
Offering Services as Expert Witness in:
Actuarial, Life Reinsurance
Credentials
  • Attorney:
    No
  • Education:
    Concordia University, Montreal, Canada
  • Degrees:
    Bachelor of Pure and Applied Sciences
    Specialization in Actuarial Mathematics
  • Designations:
    Fellow of the Society of Actuaries
    Fellow of the Canadian Institute of Actuaries
  • Languages:
    English
    French
  • Other Information:
    Board member of the Canadian Institute of Actuaries
Work Experience
  • Insurance Company: 2 years.
    Actuarial Department: 2 years. Actuary
  • Reinsurance Company: 23 years.
    Actuarial Department: 23 years. Various
  • Independent/Other Relevant Experience: 2 years.
    Other : 2 years. Consulting actuary, expert witness
Breakdown of Experience
  • Disability
    40%
  • Accident & Health
    30%
  • Alternative/Self-Insurance/Risk Management
    20%
  • Life
    10%
By Market
  • U.S. Market:
    25%
  • U.K. Market:
    5%
  • European Market:
    20%
  • Global Market:
    50%

Insurance vs. Reinsurance: 10/90%
Treaty vs. Facultative Reinsurance: 100/0%
Former Insurance or Reinsurance Company Officer

Biography

Ben’s role as a reinsurance arbitrator and expert witness is supported by over 25 years of experience as an actuary in the life and health reinsurance industry, working in the individual and group insurance markets.

During his career, he held positions in the Canadian, US and international markets with roles ranging from head of business lines, chief pricing actuary, risk management officer and global product expert. His current professional activities center around providing expert witness, reinsurance arbitration and actuarial consulting services.

His product and reinsurance knowledge includes life and health products with recognized expertise in long term care, disability income replacement, critical illness and medical insurance. His experience includes business development, product creation, risk management, reinsurance transactions (quota-share, excess-of-loss, stop-loss, coinsurance/YRT, etc.), claim management and profitability management.

Ben is a Fellow of the Society of Actuaries, a Fellow and board member of the Canadian Institute of Actuaries.