Profile
Lydia B. Kam Lyew
Current Employment
  • Company:
    REnamics LLC
  • Position(s) and Responsibilities:

    Principal – Independent Insurance and Reinsurance Consulting; Expert Witness, Arbitration & Mediation Practice. Consulting firm focused on the reinsurance/insurance industry. The consulting practice scope includes: arbitration; mediation; expert witness; litigation management support; due diligence reviews/audits: underwriting, claims, forensic research/data recovery & analysis; management/marketing strategies & tactics; product development; commutations; runoff; and research projects. Ms. Kam Lyew also provides extensive market intelligence and technical expertise on the re/insurance industry segment to the investment banking community.
    Ms. Kam Lyew is a Certified Arbitrator, Qualified Mediator and member of AIDA U.S. Reinsurance and Insurance Arbitration Society (ARIAS-U. S.). She is listed in Arbitrator Directories of ARIAS, Reinsurance Association of America (RAA) and Association of Insurance & Reinsurance Run-Off Companies (AIRROC). Ms. Kam Lyew serves as Expert Witness in re/insurance matters and is listed in Juris Pro. She is certified by the courts as an Expert Witness in Underwriting and in Insurance and Reinsurance.

  • Address:
    1048 ALEXANDRIA DRIVE
    SAN DIEGO, CALIFORNIA 92107-4115 United States
  • Phone:
    203-918-3195
  • Cell:
    203-918-3195
  • Email:
Offering Services as Expert Witness in:
Automobile Underwriting, Casualty Underwriting, Directors and Officers Liability Underwriting, Excess of Loss Reinsurance Agreements, Facultative Certificates, Insurance Underwriting, Liability Underwriting, Medical Malpractice Underwriting, Professional Liability Underwriting, Pro Rata / Quota Share Reinsurance Agreements, Reinsurance Underwriting, Workers Comp Underwriting, Asbestos Claims, Automobile Claims, Directors Officers Liability Claims, Employment Claims, Errors and Omissions Claims, Insurance Claims, Liability Claims, Medical Malpractice Claims, Pollution Claims, Professional Liability Claims, Reinsurance Claims, Toxic Tort Claims, Workers Compensation Claims, Audit / Records Inspection, Captives, Commutations, Coverage / Contract Interpretation, Finite / Financial Reinsurance / Alternative Risk, Fronting Arrangements, Insolvencies, Offshore / London Markets, Reinsurance Contract Wording, Surplus Relief Contracts
Previous Employment
  • Company:
    Alea Group, 2000-2001;
  • Position(s) and Responsibilities:

    Executive Vice President & Chief Operating Officer (U.S.). Responsible for developing Alea Group’s strategic direction, concepts, consistency and process for corporate marketing/branding.

    Coordination of marketing activities and communications amongst Alea franchises, clients’ focus and target marketing. Successful transition/ integration of the Equus Re team and its business to the Alea Group.

  • Company:
    Kemper/Equus Re, 1998-2000
  • Position(s) and Responsibilities:

    President & Chief Operating Officer. Led the formation of a new reinsurance underwriting operation focused on specialty risk transfer products (property and casualty, program, alternative risks, financial products, blended products).

    Developed and executed operational strategy to optimize productivity and customer service while instituting multidisciplinary, integrated due diligence underwriting process with management monitoring capabilities.

    Instrumental in facilitating and negotiating the sale of the Equus Re team and its business portfolio from Kemper Insurance to the Rhine Re Group (renamed Alea Group) whose majority owner was Kohlberg Kravis Roberts & Co. (KKR) in December 1999.

  • Company:
    TIG Re, 1993-1998
  • Position(s) and Responsibilities:

    Executive Vice President & Chief Operating Officer. Formulated and led the regeneration and transformation of company’s strategies and tactics. Corporate culture, organization and processes revamped to focus on client solution orientation on a global basis.

    Implemented diversification of markets and products through the entry into new geographical areas and new risk transfer mechanisms.

    Improved operating procedures by streamlining work flow processes and enhancing information flow. Developed active information technology integration to the marketing and underwriting process on a prospective as well as management monitoring basis.

    Instituted integrated multidiscipline team approach to marketing and underwriting analysis: target and cross marketing; leveraged collective cross-functional knowledge and information for improved underwriting results.

    Implemented continuous performance monitoring, audit and re-underwriting of the book of business.

    During her tenure at TIG Re the company grew to be one of the U.S. top ten property/casualty reinsurers, “A” rated by A.M. Best, and it consistently outperformed its peers in its operating ratios and returns to its shareholders.

  • Company:
    Transamerica Re, 1987-1993
  • Position(s) and Responsibilities:

    Senior Vice President, Marketing & Underwriting. Responsible for the marketing and underwriting profitability of the various Business Units across the company.

    Directed company business planning, underwriting philosophy, guidelines and protocols.

    Provided technical oversight and negotiation skills on the most difficult and complex broker/client/contracts.

    Oversight and leadership of Reinsurance Underwriting Services Co. (audit operations – underwriting, claims, financial, operations)

  • Company:
    Clarendon National Insurance Company, 1985-1987
  • Position(s) and Responsibilities:

    Vice President- Casualty. Founding member of the reinsurance unit of the company. Involved in strategic and operational brainstorming and planning. Execution and implementation of strategies.
    Responsible for the marketing and underwriting of the Casualty Division.
    Instrumental in the sale of the reinsurance unit to Transamerica Corporation.

  • Company:
    General Re, 1978-1985; American International Group, 1976-1978
  • Position(s) and Responsibilities:

    General Reinsurance: Assistant Vice President & Referral Underwriter (Treaty & Facultative – all lines) for the International subsidiaries and operations.
    Treaty Account Executive for Latin America.
    Member of General Re’s Special Marketing and Underwriting Group. Provided clients with new insurance products development assistance.
    Research and strategic planning of traditional reinsurance lines. Development of corporate underwriting philosophies for the Facultative Division.
    Casualty Facultative Underwriter – Dallas – Southwestern Region.

    American International Group: Marketing and underwriting for Directors’ and Officers’ Liability, Pension Trust Liability, Trust Department E & O, Political Risk. Established Financial Institutions Underwriting Department for National Union Fire Insurance Co.

Credentials
  • Attorney:
    No
  • Education:
    Bachelor of Arts, Magna Cum Laude, Barat College, Kappa Gamma Pi (National Leadership & Scholastic Honor Society);
    Master in Business Administration, Magna Cum Laude, Louisiana Tech University, Phi Kappa Phi (National Honor Society); Beta Gamma Sigma (National Scholastic Honor Society of Business Administration).
  • Degrees:
    Bachelor of Arts
    Master in Business Administration
  • Designations:
    Named One of the 100 Leading Women in the Insurance Industry: Business Insurance – October 2, 2000.
  • Languages:
    Bilingual: English/Spanish
  • Other Information:
    Experienced and respected for technical expertise (underwriting and claims), negotiations, communications and coordination skills in dealing with a wide spectrum of business partners in reinsurance transactions: board members, clients, executives, employees, investment community, rating agencies as well as technical professionals (attorneys, accountants, actuaries, claims, underwriters, consultants.)
Work Experience
  • Insurance Company: 2 years.
    Underwriting Department: 2 years. Senior Underwriter
  • Reinsurance Company: 23 years.
    Underwriting Department: 17 years. Executive Vice President; Senior Vice President; Assistant Vice President
    Executive Officer (CEO, COO, CFO, Chief Actuary): 6 years. President & Chief Operating Officer; Executive President & Chief Operating Officer
  • Insurance-related Firms: 19 years.
    Consultant: 19 years. Principal , Insurance/Reinsurance Consulting, Expert Witness & Arbitration Practice
Breakdown of Experience
  • Directors &, Officers
    5%
  • Healthcare
    5%
  • MGA/MGU
    5%
  • Contract Wording
    5%
  • Environmental/Pollution
    5%
  • Excess/Surplus Lines
    5%
  • Professional Liability/Errors &, Omissions
    5%
  • Commercial Liability
    5%
  • Catastrophes (Casualty)
    5%
  • Employment Practices Liability
    5%
  • Bad Faith/ECO
    5%
  • Product Liability
    5%
  • Automobile Liability/Property
    5%
  • Asbestos
    5%
  • Architects &, Engineers
    5%
  • Alternative/Self-Insurance/Risk Management
    5%
  • Captives/Risk Retention Groups
    4%
  • Energy
    2%
  • Workers' Compensation
    2%
  • Toxic Tort
    2%
  • Third Party Administrator
    1%
  • Commutations
    1%
  • Commercial Property
    1%
  • Financial Guarantee
    1%
  • Finite
    1%
  • Catastrophes (Property)
    1%
  • Intellectual Property
    1%
  • Libel/Slander/Media Liability
    1%
  • Political Risk
    1%
  • Personal Lines
    1%
By Market
  • U.S. Market:
    80%
  • U.K. Market:
    10%
  • Bermuda/Off-shore Market:
    2%
  • European Market:
    2%
  • Global Market:
    6%

Insurance vs. Reinsurance: 20/80%
Treaty vs. Facultative Reinsurance: 75/25%

ARIAS Experience

Workshops, as Trainee: 2; September 2002, March 2009

Ethics Training, as Trainee: 1; March 2010

ARIAS Conference Faculty: 4; Spring 2003, Fall 2008, Spring 2012, Spring 2017

Arbitration Experience

Number of Arbitrations

As an Arbitrator: 2

Arbitrator Experience
Number of Arbitrations
1
Appointed as an arbitrator.
1
Acted as an arbitrator through the organizational meeting or the arbitration has only reached this stage.
Biography

Lydia B. Kam Lyew is the Principal of REnamics LLC, a consulting firm focused on the reinsurance/insurance industry. Her consulting practice scope includes: arbitration; mediation; expert witness; litigation management support; due diligence reviews/audits: underwriting, claims, forensic research/data recovery & analysis; management/marketing strategies & tactics; product development; commutations; runoff; and research projects. Ms. Kam Lyew also provides extensive market intelligence and technical expertise on the re/insurance industry segment to the investment banking community.

Ms. Kam Lyew is a Certified Arbitrator, Qualified Mediator and member of AIDA U.S. Reinsurance and Insurance Arbitration Society (ARIAS-U. S.). She is listed in Arbitrator Directories of ARIAS, Reinsurance Association of America (RAA) and Association of Insurance & Reinsurance Run-Off Companies (AIRROC).

Ms. Kam Lyew serves as Expert Witness in re/insurance matters and is listed in Juris Pro and SEAK. In her capacity as arbitrator or expert witness, Ms. Kam Lyew has reviewed claims and coverage disputes involving insureds; insurers; reinsurers; retrocessionaires; managing general agents as well as financial institutions. Issues have included facultative certificates as well as treaty contracts; primary policies as well as umbrella/excess; asbestos; pollution; aggregation/accumulation of claims; allocation; declaratory judgments; timely claims notice; treatment of defense expense; occurrence; bad faith as well as a myriad of other complex matters. Ms. Kam Lyew has experience and technical expertise in many areas, including specialty casualty coverages such as, but not limited to, Product Liability; all forms of Professional Liability including Medical Malpractice; Directors’ and Officers’ liability; Errors & Omissions; Employment Practices Liability; Media/Libel and Slander; Financial Institutions E & O; Political Risk; ERISA/Pension Trust Liability; Workers’ Compensation, ART