Thomas Daly
Personal Information
  • Address:
    50 Saw Mill Road
    Unit 11432
    Danbury, Connecticut 06810
    United States
  • Phone:
  • Email:
  • Attorney:
  • Education:
    B.S. Business Administration Dominican University of New York College of Insurance-Insurance Company Operations, Reinsurance I.II
  • Offering Services as Expert Witness in:
    WC, Reinsurance Claims Handling, Claims related contract wording issues
  • Certified Arbitrator:
  • Certified Umpire:
Work Experience
Current director of an insurance or reinsurance company: No
Former director of an insurance or reinsurance company: Yes
Current officer of an insurance or reinsurance company: Yes
Former officer of an insurance or reinsurance company: Yes

Insurance Company: Claim Department

Reinsurance Department: Claim Department

Other Work Experience: Consultant, Independent/Unaffiliated Arbitrator, Umpire and/or Mediator

Breakdown of Experience
Alternative/ Self Insurance/ Risk Management: Have handled numerous assumed claims involved a deductible or SIR including the nationwide book of fraternity claims.
Architects & Engineers: Have handled assumed A&E claims for over 25 years
Asbestos: Managed numerous assumed reinsurance accounts involving asbestos losses. Also, participated in an arbitration on an asbestos matter.
Automobile Liability/Property: On direct side handled auto/property claims for Liberty Mutual. On the reinsurance side, handled hundreds of auto/property claims for cedents in US. Also audited UK auto claims.
Aviation: Have audited the claims of an aviation company many years ago. No current experience.
Bad Faith/Eco: Served as Expert Witness in a BF matter. Have experienced dozens of BF related matters as an assumed reinsurer.
Captives/Risk Retention Groups: As a Consultant, managed TPA for Risk Retention Group writing nationwide fraternity business. As a reinsurer, audit and handle assumed claims for numerous medical malpractice RRG's.
Catastrophes (Casualty): As an assumed reinsurer.
Catastrophes (Property): As a reinsurer, have handled numerous property catastrophe losses as well as audited numerous cedents.
Commercial Liability: Handle all commercial casualty claims
Commercial Property: As an assumed reinsurer and arbitrator.
Commutations: Evaluated and negotiated numerous commutations for assumed and ceded business.
Construction Defects: As an assumed reinsurer.
Contract Wording: Served on the RAA Contract Wording Committee many years ago. Have testified as an expert on various contract wording issues.
Directors & Officers: As an assumed reinsurer.
Employment Practices Liability: As an assumed reinsurer.
Environmental/Pollution: As an assumer reinsurer and arbitrator.
Excess/Surplus Lines: Responsible for managing assumed claims and auditing XS Lines companies.
Fidelity &, Surety: As an assumed reinsurer.
Financial Guarantee: none
Finite: Have managed assumed claims and reported to a finite reinsurer on claims developments.
Healthcare: Significant experience handling and auditing medical malpractice claims.
Insolvencies: Have experience managing the insolvent reinsurers/retrocessionaires including filing proofs of loss and dealing with the Trustee in Bankruptcy and Guaranty Funds.
International: Have experience auditing UK, Ireland and Scotland Motor claims
Libel/Slander/Media Liability: As an assumer reinsurer.
Life: none
Lloyd's: Worked for Chartwell Advisers Ltd conducting due diligence reviews of Lloyd's Syndicates seeking corporate capital.
London Company Market: Have worked as a consultant performing claims reviews on behalf of the Lloyd's Company Market.
MGA/MGU: Significant experience with managing and/or auditing the claims staff of MGA's writing liability business.
Ocean Marine: Handled Jones Act claims as an adjuster for Liberty Mutual. Audited OM accounts as a consultant for the Bermuda Market
Personal Lines: Have handled all personal lines claims as a claims adjuster including auto, homeowners and personal umbrella
Political Risk : None
Product Liability: As an assumed reinsurer.
Product/Consumer Warranties: As an assumed reinsurer.
Professional Liability/Errors &, Omissions: As an assumed reinsurer.
Regulatory/Licensing: None
Third Party Administrator: Significant experience. See above.
Toxic Tort: As an assumed reinsurer.
Workers' Compensation: Handled WC as a claims adjuster for Liberty Mutual. Managed two TPA's for fronting companies writing nationwide WC business for over 20 years.
By Market
Bermuda/Off- Shore Market: 25-50%
U.K. Market: 25-50%
U.S. Market: 75-100%
ARIAS Experience
ARIAS Conference Faculty: 1
Other Approved Training: ARIAS Member since 2004
Workshops, as Trainee: No
Arbitration Experience
Number of Arbitrations as an Arbitrator: 16
Number of Appointments as Arbitrator: 16
Completed Arbitrations as Arbitrator: 6
Number of Arbitrations as Outside Counsel: n/a
Arbitration Experience: As Corporate Representative: 25
Umpire Experience
Number of Arbitrations as an Umpire: 11
Number of Appointments as Umpire: 11
Completed Arbitrations as Umpire: 5