Profile
Bruce A. Carlson
Current Employment
  • Company:
    CP Consultants LLC
  • Position(s) and Responsibilities:

    Member

  • Address:
    2372 Sapodilla Lane
    St James City, FLORIDA 33956
  • Phone:
    612-619-0315
  • Cell:
    612-619-0315
  • Email:
Offering Services as Expert Witness in:
Excess of Loss Reinsurance Agreements, Insurance Underwriting, Pro Rata / Quota Share Reinsurance Agreements, Reinsurance Underwriting, Accident and Health Claims, Insurance Claims, Accounting, Actuarial, Coverage / Contract Interpretation, Fronting Arrangements, Life Reinsurance, Regulatory / Compliance, Reinsurance Contract Wording
Previous Employment
  • Company:
    BCS Insurance Company
  • Position(s) and Responsibilities:

    Sr. Vice President

  • Company:
    Allianz Life Insurance Company of North America
  • Position(s) and Responsibilities:

    Director – Insurance Operations

Credentials
  • Attorney:
    No
  • Degrees:
    Master of Science - Computer Science;
    Bachelor of Science - Mathematics
  • Designations:
    Fellow Member Society of Actuaries;
    Qualified Neutral, Civil Adjudicative/Hybrid and Civil Facilitative/Evaluative, under Rule 114 of the Minnesota General Rules of Practice;
    NASD Board of Arbitrators;
    Graduate GHAA Executive Program in Managed Care;
    Licensed Insurance Producer
  • Other Information:
    Mr. Carlson has a 40 year career in the insurance and reinsurance industry, the last 30 years focusing on the group life and Accident & Health area. He has extensive operational experience, having directed the marketing, underwriting, actuarial, administration, claim, contract, and compliance functions of the group insurance and reinsurance, both ceded and assumed, areas at Allianz Life. In addition to his arbitration work Mr. Carlson is active as a consultant/expert witness/mediator, having been engaged in over 140 litigation or arbitration assignments, most of which involved industry custom and practice in the life, accident and health insurance and reinsurance industries.
Work Experience
  • Insurance Company: 25 years.
    Underwriting Department: 4 years. 4 years as chief actuary with an individual life company the underwriting function reported to me. 15 years with a group life and health company responsible for the underwriting function
    Executive Officer (CEO, COO, CFO, Chief Actuary): 4 years. chief actuary
    Claim Department: 2 years. Group medical and stop loss claim department
    Ceded Reinsurance Department: 4 years. Group actuary responsible for ceded reinsurance
    Assumed Reinsurance Department: 3 years. Group actuary and Director Insurance Operations responsible for assumed reinsurance
    Actuarial Department: 6 years. Both individual life and group life and health companies
    Other Department:2 years. marketing, administration, contracts, compliance
  • Reinsurance Company: 2 years.
    Underwriting Department: 2 years. Responsible for all aspect of group reinsurance assumed business.
  • Independent/Other Relevant Experience: 13 years.
    Independent/Unaffiliated Arbitrator, Umpire and/or Mediator: 13 years. self-employed arbitrator, expert witness, mediator, consultant
Breakdown of Experience
  • Life
    20%
  • Accident & Health
    20%
  • Alternative/Self-Insurance/Risk Management
    17%
  • Third Party Administrator
    15%
  • Contract Wording
    5%
  • Healthcare
    5%
  • MGA/MGU
    5%
  • Lloyd's
    3%
  • Long Term Disability
    3%
  • London Company Market
    3%
  • Regulatory/Licensing
    2%
  • Disability
    2%
By Market
  • U.S. Market:
    98%
  • U.K. Market:
    2%

Insurance vs. Reinsurance: 70/30%
Treaty vs. Facultative Reinsurance: 95/5%
Former Insurance or Reinsurance Company Officer

Mediation Experience
  • Number of Mediations
    As Mediator: 1
ARIAS Experience

Workshops, as Trainee: 1; September 2003

Ethics Training, as Trainee: 1; March 27, 2009

ARIAS Conference Faculty: 3; Spring 2007, Fall 2014, Spring 2017

Arbitration Experience

Number of Arbitrations

As an Arbitrator: 30

As an Umpire: 7

Arbitrator Experience
Number of Arbitrations
7
Appointed as an arbitrator.
9
Acted as an arbitrator through the organizational meeting or the arbitration has only reached this stage.
1
Acted as an arbitrator through the organizational meeting or the arbitration has only reached this stage and the resolution of significant pre-hearing motions.
3
Acted as an arbitrator through to final award after completion of an evidentiary hearing of at least one full day and less than three full days regarding the substantive merits of the parties' dispute.
10
Acted as an arbitrator through to final award after completion of an evidentiary hearing of at least three full days regarding the substantive merits of the parties' dispute.
Umpire Experience
Number of Arbitrations
1
Acted as an umpire through the organizational meeting or the arbitration has only reached this stage.
2
Acted as an umpire through the organizational meeting or the arbitration has only reached this stage and the resolution of significant pre-hearing motions.
1
Acted as an umpire through to final award after completion of an evidentiary hearing of at least one full day and less than three full days regarding the substantive merits of the parties' dispute.
3
Acted as an umpire through to final award after completion of an evidentiary hearing of at least three full days regarding the substantive merits of the parties' dispute.
Biography

I am an actuary by training with 40+ years experience in the life, accident and health field. My experience includes managing all aspects of individual and group insurance; direct, ceded, and assumed.

I have extensive operational experience having directed the marketing, underwriting, actuarial, administration, claim, contract, and compliance functions for large insurers. Over the years I have been engaged in over 80 expert witness assignments representing insurers, reinsurers, managing general underwriters, policyholders, self-insured employers, TPAs, brokers, reinsurance intermediaries, consultants, HMOs, and PPOs and have testified at trial and arbitration hearings.

In addition to being a party appointed arbitrator or umpire in several insurance/reinsurance disputes I have also served as an NASD arbitrator in securities arbitrations. I am currently ARIAS certified, umpire listed, and on the NASD, now FINRA, Board of Arbitrators.