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Profile
Earl J. Imhoff
Current Employment
  • Company:
    VERISANT LLC
  • Position(s) and Responsibilities:

    Consulting to the Insurance industry and legal profession

  • Address:
    250 E 5TH ST STE 1500
    Cincinnati, OHIO 45202 United States
  • Phone:
    5135621290
  • Cell:
    5135621290
  • Email:
  • Website:
    www.verisantllc.com
Offering Services as Expert Witness in:
Asbestos Claims, Directors Officers Liability Claims, Errors and Omissions Claims, Health Hazard Claims, Inland Marine Claims, Insurance Claims, Liability Claims, Ocean Marine Claims, Pollution Claims, Professional Liability Claims, Reinsurance Claims, Toxic Tort Claims, Coverage / Contract Interpretation
Previous Employment
  • Company:
    Great American Insurance Group
  • Position(s) and Responsibilities:

    Divisional Senior Vice President – Founder/manager of Legacy & Outsourced Claims Group

  • Company:
    Coudert Brothers - LA, NY, London
  • Position(s) and Responsibilities:

    Partner/Head of Insurance Practice Group

  • Company:
    Hancock Rothert Bunshoft - LA and SF
  • Position(s) and Responsibilities:

    Partner/Managing Partner Los Angeles/Executive Board Member

  • Company:
    Lillick McHose Charles - LA and SF
  • Position(s) and Responsibilities:

    Partner

  • Company:
    Hill Betts Nash - LA and NY
  • Position(s) and Responsibilities:

    Partner

  • Company:
    Hancock Rothert Bunshoft - SF
  • Position(s) and Responsibilities:

    Associate

  • Company:
    United States Navy
  • Position(s) and Responsibilities:

    Unrestricted Line/Surface Warfare Officer – Subspecialty in Intelligence

Credentials
  • Attorney:
    Yes
  • Education:
    University of Notre Dame - Notre Dame, Indiana (undergraduate/AB)
    University of Southern California - London, England (graduate/MA)
    University of Wisconsin - Madison, Wisconsin (law/JD)
  • Degrees:
    A.B. (Government) - Notre Dame - 1972
    M.A. (International Relations) - USC - 1975
    J.D. - Wisconsin - 1979
  • Designations:
    Proctor in Admiralty
    Associate in Claims
Work Experience
  • Insurance Company: 15 years.
    Legal Department: 5 years. Assistant General Counsel - APU
    Claim Department: 10 years. Divisional Sr. Vice President - GAIG
  • Law Firm (Insurance/Reinsurance Practice): 24 years.
    Partner: 19 years. Managing Partner/Executive Board Mbr.
    Associate: 5 years.
  • Insurance-related Firms: 6 years.
    Consultant: 6 years. President/Consultan
Breakdown of Experience
  • Catastrophes (Casualty)
    10%
  • Environmental/Pollution
    10%
  • Asbestos
    10%
  • Directors &, Officers
    5%
  • Excess/Surplus Lines
    5%
  • Construction Defects
    5%
  • Product Liability
    5%
  • Professional Liability/Errors &, Omissions
    5%
  • Insolvencies
    5%
  • Bad Faith/ECO
    5%
  • Automobile Liability/Property
    5%
  • Architects &, Engineers
    5%
  • Toxic Tort
    5%
  • Ocean Marine
    5%
Mediation Experience
  • Number of Mediations
    As Mediator: 6
    As Counsel: 50+
Arbitration Experience

Number of Arbitrations

As an Arbitrator: 3

As Outside Counsel: 8

Arbitrator Experience
Number of Arbitrations
1
Appointed as an arbitrator.
1
Acted as an arbitrator through the organizational meeting or the arbitration has only reached this stage.
1
Acted as an arbitrator through an evidentiary hearing of at least one full day and less than three full days regarding the substantive merits of the parties' dispute.
Lead Counsel Experience
Number of Arbitrations
2
Retained and Acted as Lead Counsel, up to, but not including, the organizational meeting or the arbitration has only reached this stage.
1
Acted as Lead Counsel through the organizational meeting or the arbitration has only reached this stage.
3
Acted as Lead Counsel through to an evidentiary hearing of at least three full days regarding the substantive merits of the parties' dispute.
2
Acted as Lead Counsel through to final award after completion of an evidentiary hearing of at least one full day and less than three full days regarding the substantive merits of the parties' dispute.
Biography

Earl was formerly a divisional senior vice president of claims with a national property & casualty insurance company, Great American Insurance Group, where he founded and managed for almost 10 years the Legacy and Outsourced Claims Division, which initially handled run-off of the group’s asbestos and environmental liabilities; but, over time expanded to handle a wide range of liability and specialty claims arising principally from discontinued underwriting lines within the group. He also served during that period as vice president and assistant general counsel of American Premier Underwriters, the successor corporation to the Penn Central Transportation Company, where he administered the historical environmental and occupational liabilities of and claims against the railroad, its related companies and subsidiaries, and the successor corporation.

Before going in-house, Earl provided counsel to foreign and domestic insurers and policyholders for more than 23 years while in private law practice in Los Angeles and San Francisco. During his career as a practicing lawyer, he encountered and observed defense and coverage issues often, usually from the perspectives of the marine and energy market and the insurance it wrote or led, long-tail environmental and toxic tort, premises liability, workplace and occupational injury, catastrophic bodily injury and property damage claims.

Earl has been involved in both his corporate and private practice capacities in disputes involving claims handling issues, challenges to coverage determinations, and allegations of bad faith. As a result of his experience handling direct and ceded claims as a senior insurance company executive and as a practicing lawyer providing counsel to insurers, Earl has acquired a thorough familiarity with the business practices of the insurance and reinsurance industry relative to the handling and resolution of claims, the manner and importance of proper claim handling and payments, and the standards of professionalism and conduct that exist within the industry.

Since his retirement from Great American, Earl has accepted retentions as a testifying consultant and expert witness from law firms, insurers and reinsurers; and, has been designated and appeared in several dozen cases on both US coasts and throughout the Midwest. He has also served as a party-appointed arbitrator in several insurance and reinsurance disputes. Earl also remains active as an independent corporate liaison managing environmental remediation projects and coordinating the activities of counsel, remediation experts and regulators.