Jane Marie Downey
Personal Information
Credentials
  • Attorney:
    No
  • Education:
    BBA Temple University, Fox School of Business, Temple University, M. Ed. Psychoeducational Processes, Temple University School of Education
  • Degrees:
    BBA, M.Ed.
  • Designations:
    Associate in Risk Management (ARM), Licensed Property & Casualty and Life and Health Insurance Broker in PA and NJ. Certifications in Spiritual Psychology, Labyrinths and Holistic Health.
  • Languages:
    English
  • Other Information:
    Participated in the Wellington Asbestos Liability Negotiations as a Risk Management Intern. Reviewed 40 years of Comprehensive General Liability Insurance Policies
Work Experience
  • Insurance Company: 1 year.
    Other Department:1 year.
  • Insurance-related Firms: 30 years.
    Broker: 4 years. Senior Account Executive/Sales
    Consultant: 26 years. Owner/Founder Clarity Concepts, Inc. a Risk Consulting Practice
  • Independent/Other Relevant Experience: 4 years.
    Independent/Unaffiliated Arbitrator, Umpire and/or Mediator: 4 years. Party Arbitrator/Party Risk Management and Insurance Expe
Breakdown of Experience
  • Commercial Property
    10%
  • Professional Liability/Errors &, Omissions
    10%
  • Workers' Compensation
    7%
  • Bad Faith/ECO
    7%
  • Commercial Liability
    7%
  • Contract Wording
    5%
  • Architects &, Engineers
    5%
  • Third Party Administrator
    5%
  • Alternative/Self-Insurance/Risk Management
    4%
  • Automobile Liability/Property
    4%
  • Personal Lines
    4%
  • Ocean Marine
    4%
  • Excess/Surplus Lines
    4%
  • Employment Practices Liability
    4%
  • Environmental/Pollution
    2%
  • Fidelity &, Surety
    2%
  • Directors &, Officers
    1%
  • Libel/Slander/Media Liability
    1%
  • Toxic Tort
    1%
  • Asbestos
    1%
  • Product Liability
    1%
  • Captives/Risk Retention Groups
    1%
  • Catastrophes (Casualty)
    1%
  • Disability
    1%
  • Life
    1%
  • Accident & Health
    1%
  • Catastrophes (Property)
    1%
By Market
  • U.S. Market:
    80%
  • U.K. Market:
    5%
  • Bermuda/Off-shore Market:
    5%
  • European Market:
    10%

Insurance vs. Reinsurance: 0/0%
Treaty vs. Facultative Reinsurance: 0/0%
Current Insurance or Reinsurance Company Officer
Current Insurance or Reinsurance Company Director

ARIAS Experience

: 2 years

Arbitration Experience

Number of Arbitrations

As an Arbitrator: 6

Arbitrator Experience
Number of Arbitrations
3
Appointed as an arbitrator.
3
Acted as an arbitrator through the organizational meeting or the arbitration has only reached this stage.
Biography

Jane Downey is an internationally known Risk Management consultant and Insurance industry expert. Jane founded Clarity Concepts 26 years ago and has provided a variety of diverse, multinational organizations, with her independent Insurance and Risk Management expertise. Jane has a background in both Insurance brokerage and Risk Management. Her specialty industries include manufacturing, financial institutions, and technology risks. She has made many Risk Management reports to the C-Suite.

Clarity Concepts, also maintains a significant practice in enterprise risk consulting and expert witness engagements. Her expert witness work focuses on broker liability, claims management, risk management and risk control standards, and insurance premium and coverage disputes.

Claims Management
Jane has a significant background in insurance claims. She has negotiated large Property, Marine, General Liability, Employment Practices Liability, and Bad Faith claims. Her work is also focused on claims management and reducing Workers Compensation claims and expenses. She participated in the Wellington Asbestos coverage negotiations.

Risk Management Educator and Academic Experience
Jane has served as adjunct faculty at Temple University in Risk Management and Leadership and at Penn State University in Crisis Management. She currently teaches the CE classes: Advanced CGL, Preventing Broker E&O claims, E&S Market and Intro to Casualty and Intro to Property Insurance for the Institute of Strategic Educational Partners.

Education
Jane is a Summa Cum Laude B.A. graduate of Temple University’s Fox School of Business with a dual degree in Risk Management and Accounting. She ranked first in her graduating Risk Management class and was one of 12 graduating seniors chosen nationally for the National RIMS conference scholarship. Jane also obtained her master’s in education with Honors from Temple in the Psychology of Groups.

Insurance Arbitration Certification
Jane is certified as an ARIAS arbitrator

Licensure
Jane holds the Property and Casualty Insurance Brokerage licenses in the States of PA and NJ

Affiliations
National Association of Women Business Owners-Programming committee and Mentor
Forum of Executive Women-Former Board Chair, Mentoring
Gulph Mills Civic Association