Profile
Charles F. Barr
Current Employment
  • Company:
    CFBarrADR - Attorney, Arbitrator, Expert Witness and Consultant
  • Position(s) and Responsibilities:

    General Counsel services; Policyholder Disputes Arbitrator; Reinsurance Disputes Arbitrator; Expert Witness; Variable Life and Annuity Policies and PPMs; Reinsurance Intermediary.

  • Address:
    82 Main St
    Ashburnham, MASSACHUSETTS 01430 United States
  • Cell:
    203-733-8221
  • Fax:
    978-252-5490
  • Email:
  • Website:
    www.CFBarrADR.com
Offering Services as Expert Witness in:
Casualty Underwriting, Excess of Loss Reinsurance Agreements, Facultative Certificates, Insurance Underwriting, Pro Rata / Quota Share Reinsurance Agreements, Workers Comp Underwriting, Accident and Health Claims, Employment Claims, Insurance Claims, Reinsurance Claims, Workers Compensation Claims, Captives, Coverage / Contract Interpretation, Derivative Contracts, Credit Default Contracts, Financial Guarantees, Fronting Arrangements, Life Reinsurance, Offshore / London Markets, Regulatory / Compliance, Reinsurance Contract Wording
Previous Employment
  • Company:
    Aon, Inc.
  • Position(s) and Responsibilities:

    Reinsurance Solutions – Contract Counsel

  • Company:
    Houston International Insurance Group, Ltd.
  • Position(s) and Responsibilities:

    Vice President, Legal – Interim

  • Company:
    Offshore Life Insurer
  • Position(s) and Responsibilities:

    Variable Universal Life and Variable Deferred Annuity policy and private placement memoranda drafting.

  • Company:
    Life Insurer Aggregator - Run-Off Blocks and Companies
  • Position(s) and Responsibilities:

    Compliance and Regulatory – Contract Counsel

  • Company:
    Navigators Insurance Group
  • Position(s) and Responsibilities:

    Interim General Counsel and Senior Legal Advisor to public company with Lloyds Syndicate and EU insurer.

  • Company:
    Ariel Re
  • Position(s) and Responsibilities:

    General Counsel; Bermuda property catastrophe reinsurer.

  • Company:
    General Reinsurance Corp - EVP and General Counsel
  • Position(s) and Responsibilities:

    Also General Counsel of Derivatives dealer and New England Asset Management; reinsurance disputes; disengaged life reinsurance subsidiary from the Unicover Pool and as retrocessionaire; Second Circuit reversal of a mail fraud conviction of a subsidiary; acquired 2 reinsurers and an asset manager and formed Tempest Re.

  • Company:
    XL Capital Ltd. - EVP and General Counsel
  • Position(s) and Responsibilities:

    Global General Counsel; supervised global insurance, assumed reinsurance and retro collection disputes; developed hybrid reinsurance/derivatives contracts; supervised interaction with State Attorneys General, Insurance Departments, SEC and DOJ; managed multi-district litigations regarding PSAs and allegations of bid-rigging by co-defendants.

  • Company:
    Benfield - US - General Counsel
  • Position(s) and Responsibilities:

    General Counsel of US intermediary; drafted reinsurance contracts, ILWs and employment contracts.

  • Company:
    Louisiana Workers Compensation Corporation
  • Position(s) and Responsibilities:

    SVP and General Counsel of single state WC writer functioning as the residual WC market; Underwriting Committee; Enterprise Risk Management Committee. Co-manager of Workers Compensation Underwriting.

  • Company:
    General Accident Insurance Company - General Counsel
  • Position(s) and Responsibilities:

    General Counsel; assumption-reinsured and novated 3 national insurers NY business into 3 NY-only domestic insurers; withdrew from MA to end residual market charges. Managed Rate, Rule and Form Department.

  • Company:
    United Pacific Life Insurance Company/Reliance Life - SVP and General Counsel
  • Position(s) and Responsibilities:

    Executive officer and General Counsel of life/health/annuity insurer; assumption reinsured A and H portfolio to sell company; advised Investment Department on regulated investments.

  • Company:
    Aetna Life and Casualty
  • Position(s) and Responsibilities:

    Commercial casualty underwriter – WC, GL, AL, Umbrella. 4 Years.

Credentials
  • Attorney:
    Yes
  • Education:
    Suffolk University Law School - Boston, Ma;
    Boston College - Chestnut Hill, Ma
  • Degrees:
    JD - Cum Laude;
    BA - Economics - Cum Laude;
  • Designations:
    Member of MA and CT Bar;
    CPCU;
    Assoc in Risk Mgt;
    Certified ARIAS-US Arbitrator, AAA Arbitrator, FINRA Arbitrator
  • Languages:
    Insurance
Work Experience
  • Insurance Company: 30 years.
    Underwriting Department: 3 years. Casualty Underwriter - Aetna L&C
    Legal Department: 11 years. HIIG, Navigators, CU, Reliance Insurance.
    Executive Officer (CEO, COO, CFO, Chief Actuary): 15 years. General Counsel (Reliance Life, Gen Acc, General Re, XL, Global Indemnity, LWCC, Houston International, Navigators)
    Claim Department: 1 year. Manager - Houston International.
  • Reinsurance Company: 15 years.
    Legal Department: 5 years. General Re, XL Capital, Ariel Re
    Executive Officer (CEO, COO, CFO, Chief Actuary): 10 years. General Counsel (General Re, Cologne Life Re, XL Capital, Ariel Re)
  • Insurance-related Firms: 3 years.
    Broker: 2 years. Benfield - US , Legal - General Counsel
    Broker: 1 year. Aon , Reinsurance Legal
  • Independent/Other Relevant Experience: 3 years.
    Independent/Unaffiliated Arbitrator, Umpire and/or Mediator: 3 years. While an officer.
Breakdown of Experience
  • Contract Wording
    20%
  • Life
    12%
  • Workers' Compensation
    10%
  • Commercial Liability
    10%
  • Excess/Surplus Lines
    6%
  • Finite
    5%
  • Financial Guarantee
    5%
  • Captives/Risk Retention Groups
    5%
  • MGA/MGU
    4%
  • Accident & Health
    4%
  • Automobile Liability/Property
    4%
  • Catastrophes (Property)
    3%
  • Personal Lines
    3%
  • Commutations
    3%
  • Regulatory/Licensing
    3%
  • Alternative/Self-Insurance/Risk Management
    3%
By Market
  • U.S. Market:
    75%
  • U.K. Market:
    10%
  • Bermuda/Off-shore Market:
    15%

Insurance vs. Reinsurance: 60/40%
Treaty vs. Facultative Reinsurance: 90/10%
Former Insurance or Reinsurance Company Officer
Former Insurance or Reinsurance Company Director

ARIAS Experience

Workshops, as Trainee: 1; September 2006

Ethics Training, as Trainee: 1; March 2010

Arbitration Experience

Number of Arbitrations

As an Arbitrator: 30

As an Umpire: 3

As Employee Manager: 3

As Corporate Representative: 3

Arbitrator Experience
Number of Arbitrations
19
Appointed as an arbitrator.
7
Acted as an arbitrator through the organizational meeting or the arbitration has only reached this stage and the resolution of significant pre-hearing motions.
1
Acted as an arbitrator through an evidentiary hearing of at least one full day and less than three full days regarding the substantive merits of the parties' dispute.
1
Acted as an arbitrator through to final award after completion of an evidentiary hearing of at least one full day and less than three full days regarding the substantive merits of the parties' dispute.
2
Acted as an arbitrator through to final award after completion of an evidentiary hearing of at least three full days regarding the substantive merits of the parties' dispute.
Umpire Experience
Number of Arbitrations
3
Acted as an umpire through to final award after completion of an evidentiary hearing of at least one full day and less than three full days regarding the substantive merits of the parties' dispute.
Employee Manager Experience
Number of Arbitrations
3
Employee Manager of arbitration through pre-hearing briefs.
Company Representative Experience
Number of Arbitrations
3
Company Representative in arbitration through evidentiary hearing of at least three full days regarding the substantive merits of the parties' dispute.
Biography

Charley Barr is an attorney, underwriter, expert witness and consultant with over 35 years of in-house experience – 25 at the General Counsel C-Suite level – at P/C, Life and Financial Guaranty re/insurers, two intermediaries and a derivatives dealer. Drafted Variable Universal Life and Deferred Variable Annuity policies and private-placement memoranda.

Mr. Barr worked over 20 years at insurers (General Accident, Reliance, CU, Reliance Life, LWCC, Navigators), over 15 years at reinsurers (General Re, XL Capital, Ariel Re, Cologne Life Re) and 2 years as General Counsel of Benfield-US. He was a commercial casualty underwriter for Aetna Life/Casualty, is a CPCU and is a member of the bar in CT and MA.

While General Counsel of General Re he supervised multi-million dollar assumed reinsurance disputes and retro collections. He handled the acquisition of Cologne Re, National Re, and New England Asset Management and formed/capitalized Tempest Re. He formed and tax-planned General Re Financial Products, a global derivatives dealer. He supervised 25 lawyers providing global advice to P/C and life re/insurers and operating advice for derivatives and asset managers. He managed the 1997 Second Circuit reversal of a mail fraud conviction of a subsidiary. He extricated Cologne Life Re from the Unicover Pool and as its retrocessionaire of WC carve-out.

At XL Capital he supervised global disputes with policyholders and cedents and collections of both risk and finite reinsurance. He restructured the US inter-company reinsurance pool and its cession to Bermuda affiliates, oversaw global tax planning and developed hybrid reinsurance/derivative contracts. He managed the interaction with the NY Attorney General’s inquiry into PSAs and allegations of bid-rigging and the SEC and DOJ inquiries into Offshore Reinsurance, Finite Re and Municipal GICs.

He has drafted policy language for Excess and Surplus, specialty and variable life/annuity insurers and reinsurance terms and conditions for Benfield and reinsurers, including risk and finite treaties and ILWs. He has managed issues with MGA/MGUs and books of business and has drafted employment contracts and restrictive covenants.